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Simple, upfront pricing.

Buyers pay one buyer protection fee, shown before they pay. Sellers receive the full item price and never pay anything.

Buyer protection fee

2% + 30p

plus what the card payment and the payout to the seller cost. It's worked out for you and shown as one fee before you pay. Items can be from £20 to £10,000.

Examples

Item priceBuyer protectionBuyer paysSeller receives
£20.00£3.72£23.72£20.00
£100.00£7.88£107.88£100.00
£500.00£28.66£528.66£500.00
£2,500.00£132.57£2,632.57£2,500.00

What the fee covers

Card processing, paying the seller, a payment that stays locked until you release it, release codes, and our team looking into any problem you report. For a job paid in stages, it also covers paying out each stage, so it's slightly higher than for one item.

Refunds

If you cancel before the seller has set up their payout, we refund the item price; the fee has already paid for the card processing. If the seller never claims the link, or we find in your favour, you get everything back, including the fee.

What would it cost?

Item
£500.00
Buyer protection
£28.66
You pay
£528.66

Buyer protection includes card processing and the payout to the seller. The seller receives the full item price.

Sellers pay nothing

There's no fee to receive money with Holdipay. Anyone asking a seller to pay to receive a payment is a scammer.